Comparison
Airwallex vs Brex
A side-by-side look at Airwallex and Brex — pricing, regions, integrations, pros and cons. Use the recommender if you'd rather have an AI pick for you.
Airwallex
The global financial platform for modern business.
Airwallex provides multi-currency accounts, global cards, FX, bill pay and embedded finance — letting companies operate like locals in 60+ countries.
Brex
The corporate card built for startups and scale-ups.
Brex pairs a charge card with bill pay, travel and global expense tools — designed for venture-backed companies that need fast underwriting based on cash balance, not credit history.
Side-by-side
| Spec | Airwallex | Brex |
|---|---|---|
| Tagline | The global financial platform for modern business. | The corporate card built for startups and scale-ups. |
| Headquarters | Melbourne, Australia | San Francisco, USA |
| Founded | 2015 | 2017 |
| Regions | Global, APAC, EU, UK, US | US |
| Card type | Visa charge / debit (market dependent) | Charge card |
| Pricing | Free base account; cards free; FX from 0.4%. | Free base plan; Brex Premium $12/user/mo; Enterprise custom. |
| Rewards | Cashback on eligible spend (market dependent). | Up to 7x points on rideshare, 4x on travel, 3x on dining. |
| Best for | Cross-border businesses, Marketplaces, Global SaaS | VC-backed startups, Tech companies, Scale-ups |
| Integrations | Xero, NetSuite, QuickBooks | NetSuite, QuickBooks, Xero, Sage Intacct |
Airwallex: pros & cons
- Best-in-class FX
- True global coverage
- Powerful APIs
- Onboarding can be slow
- Spend management is lighter than dedicated tools
Brex: pros & cons
- Strong limits for startups with runway
- Excellent NetSuite integration
- Great UX
- US-only issuance
- Pulled SMB segment in 2022
- Premium tier is paid