Comparison
Airwallex vs Pleo
A side-by-side look at Airwallex and Pleo — pricing, regions, integrations, pros and cons. Use the recommender if you'd rather have an AI pick for you.
Airwallex
The global financial platform for modern business.
Airwallex provides multi-currency accounts, global cards, FX, bill pay and embedded finance — letting companies operate like locals in 60+ countries.
Pleo
Smart company cards for European teams.
Pleo is Europe's leading spend management platform, pairing physical and virtual cards with automated expense reports, invoice management and accounting integrations across 30+ EU/UK markets.
Side-by-side
| Spec | Airwallex | Pleo |
|---|---|---|
| Tagline | The global financial platform for modern business. | Smart company cards for European teams. |
| Headquarters | Melbourne, Australia | Copenhagen, Denmark |
| Founded | 2015 | 2015 |
| Regions | Global, APAC, EU, UK, US | EU, UK |
| Card type | Visa charge / debit (market dependent) | Prepaid + credit (market dependent) |
| Pricing | Free base account; cards free; FX from 0.4%. | Starter free up to 3 users; Essential €45/mo; Advanced €89/mo; Beyond custom. |
| Rewards | Cashback on eligible spend (market dependent). | 1% cashback on Advanced+ in select markets. |
| Best for | Cross-border businesses, Marketplaces, Global SaaS | European SMBs, Distributed teams, Companies using Xero/QuickBooks EU |
| Integrations | Xero, NetSuite, QuickBooks | Xero, QuickBooks, Sage, Datev, Economic, Visma |
Airwallex: pros & cons
- Best-in-class FX
- True global coverage
- Powerful APIs
- Onboarding can be slow
- Spend management is lighter than dedicated tools
Pleo: pros & cons
- Strong European footprint
- Best-in-class UX
- Local accounting integrations
- Per-user pricing adds up
- Limited US presence