Comparison
Brex vs Airwallex
A side-by-side look at Brex and Airwallex — pricing, regions, integrations, pros and cons. Use The AI Recommends if you'd rather have an AI pick for you.
Brex
The corporate card built for startups and scale-ups.
Brex pairs a charge card with bill pay, travel and global expense tools — designed for venture-backed companies that need fast underwriting based on cash balance, not credit history.
Airwallex
The global financial platform for modern business.
Airwallex provides multi-currency accounts, global cards, FX, bill pay and embedded finance — letting companies operate like locals in 60+ countries.
Side-by-side
| Spec | Brex | Airwallex |
|---|---|---|
| Tagline | The corporate card built for startups and scale-ups. | The global financial platform for modern business. |
| Headquarters | San Francisco, USA | Melbourne, Australia |
| Founded | 2017 | 2015 |
| Regions | US | Global, APAC, EU, UK, US |
| Card type | Charge card | Visa charge / debit (market dependent) |
| Pricing | Free base plan; Brex Premium $12/user/mo; Enterprise custom. | Free base account; cards free; FX from 0.4%. |
| Rewards | Up to 7x points on rideshare, 4x on travel, 3x on dining. | Cashback on eligible spend (market dependent). |
| Best for | VC-backed startups, Tech companies, Scale-ups | Cross-border businesses, Marketplaces, Global SaaS |
| Integrations | NetSuite, QuickBooks, Xero, Sage Intacct | Xero, NetSuite, QuickBooks |
Brex: pros & cons
- Strong limits for startups with runway
- Excellent NetSuite integration
- Great UX
- US-only issuance
- Pulled SMB segment in 2022
- Premium tier is paid
Airwallex: pros & cons
- Best-in-class FX
- True global coverage
- Powerful APIs
- Onboarding can be slow
- Spend management is lighter than dedicated tools