Comparison
Brex vs Finom
A side-by-side look at Brex and Finom — pricing, regions, integrations, pros and cons. Use The AI Recommends if you'd rather have an AI pick for you.
Brex
The corporate card built for startups and scale-ups.
Brex pairs a charge card with bill pay, travel and global expense tools — designed for venture-backed companies that need fast underwriting based on cash balance, not credit history.
Finom
The financial platform for European entrepreneurs.
Finom is a European fintech offering business accounts, cards, invoicing and accounting integrations for freelancers and SMEs.
Side-by-side
| Spec | Brex | Finom |
|---|---|---|
| Tagline | The corporate card built for startups and scale-ups. | The financial platform for European entrepreneurs. |
| Headquarters | San Francisco, USA | Amsterdam, Netherlands |
| Founded | 2017 | 2019 |
| Regions | US | EU |
| Card type | Charge card | Mastercard debit |
| Pricing | Free base plan; Brex Premium $12/user/mo; Enterprise custom. | From €0 Solo to €69/mo Corporate. |
| Rewards | Up to 7x points on rideshare, 4x on travel, 3x on dining. | Cashback on premium plans. |
| Best for | VC-backed startups, Tech companies, Scale-ups | Freelancers, Micro-businesses, EU SMEs |
| Integrations | NetSuite, QuickBooks, Xero, Sage Intacct | Xero, Datev, QuickBooks |
Brex: pros & cons
- Strong limits for startups with runway
- Excellent NetSuite integration
- Great UX
- US-only issuance
- Pulled SMB segment in 2022
- Premium tier is paid
Finom: pros & cons
- Affordable
- Strong invoicing
- No credit