Comparison
Brex vs Payhawk
A side-by-side look at Brex and Payhawk — pricing, regions, integrations, pros and cons. Use The AI Recommends if you'd rather have an AI pick for you.
Brex
The corporate card built for startups and scale-ups.
Brex pairs a charge card with bill pay, travel and global expense tools — designed for venture-backed companies that need fast underwriting based on cash balance, not credit history.
Payhawk
The all-in-one spend management solution for global companies.
Payhawk combines corporate cards, expense management, accounts payable and procurement on one platform — with deep ERP integrations for mid-market and enterprise finance teams.
Side-by-side
| Spec | Brex | Payhawk |
|---|---|---|
| Tagline | The corporate card built for startups and scale-ups. | The all-in-one spend management solution for global companies. |
| Headquarters | San Francisco, USA | London, UK |
| Founded | 2017 | 2018 |
| Regions | US | EU, UK, US |
| Card type | Charge card | Visa charge card |
| Pricing | Free base plan; Brex Premium $12/user/mo; Enterprise custom. | Custom pricing based on users and modules. |
| Rewards | Up to 7x points on rideshare, 4x on travel, 3x on dining. | Up to 1.5% cashback on USD cards. |
| Best for | VC-backed startups, Tech companies, Scale-ups | Mid-market, Multi-entity groups, Companies on NetSuite or Microsoft Dynamics |
| Integrations | NetSuite, QuickBooks, Xero, Sage Intacct | NetSuite, Microsoft Dynamics 365, Sage Intacct, Xero, QuickBooks, SAP |
Brex: pros & cons
- Strong limits for startups with runway
- Excellent NetSuite integration
- Great UX
- US-only issuance
- Pulled SMB segment in 2022
- Premium tier is paid
Payhawk: pros & cons
- Deepest ERP integrations in EU
- Strong mid-market fit
- Multi-entity native
- Heavier than Pleo for small teams
- Opaque pricing