Comparison
Brex vs Pleo
A side-by-side look at Brex and Pleo — pricing, regions, integrations, pros and cons. Use the recommender if you'd rather have an AI pick for you.
Brex
The corporate card built for startups and scale-ups.
Brex pairs a charge card with bill pay, travel and global expense tools — designed for venture-backed companies that need fast underwriting based on cash balance, not credit history.
Pleo
Smart company cards for European teams.
Pleo is Europe's leading spend management platform, pairing physical and virtual cards with automated expense reports, invoice management and accounting integrations across 30+ EU/UK markets.
Side-by-side
| Spec | Brex | Pleo |
|---|---|---|
| Tagline | The corporate card built for startups and scale-ups. | Smart company cards for European teams. |
| Headquarters | San Francisco, USA | Copenhagen, Denmark |
| Founded | 2017 | 2015 |
| Regions | US | EU, UK |
| Card type | Charge card | Prepaid + credit (market dependent) |
| Pricing | Free base plan; Brex Premium $12/user/mo; Enterprise custom. | Starter free up to 3 users; Essential €45/mo; Advanced €89/mo; Beyond custom. |
| Rewards | Up to 7x points on rideshare, 4x on travel, 3x on dining. | 1% cashback on Advanced+ in select markets. |
| Best for | VC-backed startups, Tech companies, Scale-ups | European SMBs, Distributed teams, Companies using Xero/QuickBooks EU |
| Integrations | NetSuite, QuickBooks, Xero, Sage Intacct | Xero, QuickBooks, Sage, Datev, Economic, Visma |
Brex: pros & cons
- Strong limits for startups with runway
- Excellent NetSuite integration
- Great UX
- US-only issuance
- Pulled SMB segment in 2022
- Premium tier is paid
Pleo: pros & cons
- Strong European footprint
- Best-in-class UX
- Local accounting integrations
- Per-user pricing adds up
- Limited US presence