Comparison
Brex vs Tide
A side-by-side look at Brex and Tide — pricing, regions, integrations, pros and cons. Use The AI Recommends if you'd rather have an AI pick for you.
Brex
The corporate card built for startups and scale-ups.
Brex pairs a charge card with bill pay, travel and global expense tools — designed for venture-backed companies that need fast underwriting based on cash balance, not credit history.
Tide
The business banking platform for UK SMEs.
Tide is the UK's leading SME business bank, with 600k+ members, offering accounts, cards, invoicing and credit.
Side-by-side
| Spec | Brex | Tide |
|---|---|---|
| Tagline | The corporate card built for startups and scale-ups. | The business banking platform for UK SMEs. |
| Headquarters | San Francisco, USA | London, UK |
| Founded | 2017 | 2015 |
| Regions | US | UK |
| Card type | Charge card | Mastercard debit + credit |
| Pricing | Free base plan; Brex Premium $12/user/mo; Enterprise custom. | Free Tide; Plus £12.50/mo; Pro £18.99. |
| Rewards | Up to 7x points on rideshare, 4x on travel, 3x on dining. | Cashback on Tide Cashback Card. |
| Best for | VC-backed startups, Tech companies, Scale-ups | UK SMEs, Sole traders |
| Integrations | NetSuite, QuickBooks, Xero, Sage Intacct | Xero, QuickBooks, FreeAgent, Sage |
Brex: pros & cons
- Strong limits for startups with runway
- Excellent NetSuite integration
- Great UX
- US-only issuance
- Pulled SMB segment in 2022
- Premium tier is paid
Tide: pros & cons
- Strong UK distribution
- UK-only