Comparison
Brex vs Vivid Business
A side-by-side look at Brex and Vivid Business — pricing, regions, integrations, pros and cons. Use The AI Recommends if you'd rather have an AI pick for you.
Brex
The corporate card built for startups and scale-ups.
Brex pairs a charge card with bill pay, travel and global expense tools — designed for venture-backed companies that need fast underwriting based on cash balance, not credit history.
Vivid Business
The financial super-app for European businesses.
Vivid Business is a European business banking app combining accounts, cards, sub-accounts and investing for SMBs.
Side-by-side
| Spec | Brex | Vivid Business |
|---|---|---|
| Tagline | The corporate card built for startups and scale-ups. | The financial super-app for European businesses. |
| Headquarters | San Francisco, USA | Berlin, Germany |
| Founded | 2017 | 2020 |
| Regions | US | EU |
| Card type | Charge card | Visa debit |
| Pricing | Free base plan; Brex Premium $12/user/mo; Enterprise custom. | From €0 Standard to €100/mo Enterprise. |
| Rewards | Up to 7x points on rideshare, 4x on travel, 3x on dining. | Cashback on premium plans. |
| Best for | VC-backed startups, Tech companies, Scale-ups | European SMBs, Freelancers |
| Integrations | NetSuite, QuickBooks, Xero, Sage Intacct | Datev, Xero |
Brex: pros & cons
- Strong limits for startups with runway
- Excellent NetSuite integration
- Great UX
- US-only issuance
- Pulled SMB segment in 2022
- Premium tier is paid
Vivid Business: pros & cons
- Flexible sub-accounts
- No credit