Comparison
Expensify vs Pleo
A side-by-side look at Expensify and Pleo — pricing, regions, integrations, pros and cons. Use the recommender if you'd rather have an AI pick for you.
Expensify
Expense reports, corporate cards and bill pay.
Expensify is a long-standing expense management tool with SmartScan, corporate cards and free per-user tiers.
Pleo
Smart company cards for European teams.
Pleo is Europe's leading spend management platform, pairing physical and virtual cards with automated expense reports, invoice management and accounting integrations across 30+ EU/UK markets.
Side-by-side
| Spec | Expensify | Pleo |
|---|---|---|
| Tagline | Expense reports, corporate cards and bill pay. | Smart company cards for European teams. |
| Headquarters | Portland, USA | Copenhagen, Denmark |
| Founded | 2008 | 2015 |
| Regions | US, Global | EU, UK |
| Card type | Visa | Prepaid + credit (market dependent) |
| Pricing | Free for 25 SmartScans/mo; Collect $5/user/mo; Control $9. | Starter free up to 3 users; Essential €45/mo; Advanced €89/mo; Beyond custom. |
| Rewards | Cashback on Expensify Card. | 1% cashback on Advanced+ in select markets. |
| Best for | SMBs, Freelancers, Companies wanting expense reports | European SMBs, Distributed teams, Companies using Xero/QuickBooks EU |
| Integrations | QuickBooks, Xero, NetSuite, Sage Intacct | Xero, QuickBooks, Sage, Datev, Economic, Visma |
Expensify: pros & cons
- Mature product
- Familiar to accountants
- Card UX behind newer entrants
Pleo: pros & cons
- Strong European footprint
- Best-in-class UX
- Local accounting integrations
- Per-user pricing adds up
- Limited US presence