Comparison
Expensify vs Spendesk
A side-by-side look at Expensify and Spendesk — pricing, regions, integrations, pros and cons. Use the recommender if you'd rather have an AI pick for you.
Expensify
Expense reports, corporate cards and bill pay.
Expensify is a long-standing expense management tool with SmartScan, corporate cards and free per-user tiers.
Spendesk
The 7-in-1 spend management platform for finance teams.
Spendesk unifies corporate cards, invoice payments, expense claims, approval workflows, budgets and pre-accounting — purpose-built for European mid-market finance teams.
Side-by-side
| Spec | Expensify | Spendesk |
|---|---|---|
| Tagline | Expense reports, corporate cards and bill pay. | The 7-in-1 spend management platform for finance teams. |
| Headquarters | Portland, USA | Paris, France |
| Founded | 2008 | 2016 |
| Regions | US, Global | EU, UK |
| Card type | Visa | Prepaid + credit (FR market) |
| Pricing | Free for 25 SmartScans/mo; Collect $5/user/mo; Control $9. | Custom pricing based on users and modules. |
| Rewards | Cashback on Expensify Card. | — |
| Best for | SMBs, Freelancers, Companies wanting expense reports | Mid-market, Multi-entity European groups, Finance teams that need approval workflows |
| Integrations | QuickBooks, Xero, NetSuite, Sage Intacct | Datev, Netsuite, Xero, QuickBooks, Sage, Cegid |
Expensify: pros & cons
- Mature product
- Familiar to accountants
- Card UX behind newer entrants
Spendesk: pros & cons
- Workflow depth
- European compliance built-in
- Banking license (Spendesk Financial Services)
- Opaque pricing
- Heavier than Pleo for small teams