Comparison
Finom vs Brex
A side-by-side look at Finom and Brex — pricing, regions, integrations, pros and cons. Use the recommender if you'd rather have an AI pick for you.
Finom
The financial platform for European entrepreneurs.
Finom is a European fintech offering business accounts, cards, invoicing and accounting integrations for freelancers and SMEs.
Brex
The corporate card built for startups and scale-ups.
Brex pairs a charge card with bill pay, travel and global expense tools — designed for venture-backed companies that need fast underwriting based on cash balance, not credit history.
Side-by-side
| Spec | Finom | Brex |
|---|---|---|
| Tagline | The financial platform for European entrepreneurs. | The corporate card built for startups and scale-ups. |
| Headquarters | Amsterdam, Netherlands | San Francisco, USA |
| Founded | 2019 | 2017 |
| Regions | EU | US |
| Card type | Mastercard debit | Charge card |
| Pricing | From €0 Solo to €69/mo Corporate. | Free base plan; Brex Premium $12/user/mo; Enterprise custom. |
| Rewards | Cashback on premium plans. | Up to 7x points on rideshare, 4x on travel, 3x on dining. |
| Best for | Freelancers, Micro-businesses, EU SMEs | VC-backed startups, Tech companies, Scale-ups |
| Integrations | Xero, Datev, QuickBooks | NetSuite, QuickBooks, Xero, Sage Intacct |
Finom: pros & cons
- Affordable
- Strong invoicing
- No credit
Brex: pros & cons
- Strong limits for startups with runway
- Excellent NetSuite integration
- Great UX
- US-only issuance
- Pulled SMB segment in 2022
- Premium tier is paid