Comparison
Float vs Spendesk
A side-by-side look at Float and Spendesk — pricing, regions, integrations, pros and cons. Use the recommender if you'd rather have an AI pick for you.
Float
The corporate card built for Canadian businesses.
Float is Canada's leading corporate card and spend management platform, offering CAD and USD cards, bill pay and expense automation.
Spendesk
The 7-in-1 spend management platform for finance teams.
Spendesk unifies corporate cards, invoice payments, expense claims, approval workflows, budgets and pre-accounting — purpose-built for European mid-market finance teams.
Side-by-side
| Spec | Float | Spendesk |
|---|---|---|
| Tagline | The corporate card built for Canadian businesses. | The 7-in-1 spend management platform for finance teams. |
| Headquarters | Toronto, Canada | Paris, France |
| Founded | 2019 | 2016 |
| Regions | Canada | EU, UK |
| Card type | Charge card | Prepaid + credit (FR market) |
| Pricing | Free Essentials; Professional CA$10/user/mo. | Custom pricing based on users and modules. |
| Rewards | 1% cashback on USD spend. | — |
| Best for | Canadian SMBs, Mid-market | Mid-market, Multi-entity European groups, Finance teams that need approval workflows |
| Integrations | QuickBooks, Xero, NetSuite, Sage | Datev, Netsuite, Xero, QuickBooks, Sage, Cegid |
Float: pros & cons
- Best-in-class for Canada
- Strong local support
- Canada-only
Spendesk: pros & cons
- Workflow depth
- European compliance built-in
- Banking license (Spendesk Financial Services)
- Opaque pricing
- Heavier than Pleo for small teams