Comparison
Holvi vs Airwallex
A side-by-side look at Holvi and Airwallex — pricing, regions, integrations, pros and cons. Use the recommender if you'd rather have an AI pick for you.
Holvi
Business account for freelancers and small business owners.
Holvi is a Nordic business account with invoicing, bookkeeping and cards — popular with freelancers in Finland, Germany and Austria.
Airwallex
The global financial platform for modern business.
Airwallex provides multi-currency accounts, global cards, FX, bill pay and embedded finance — letting companies operate like locals in 60+ countries.
Side-by-side
| Spec | Holvi | Airwallex |
|---|---|---|
| Tagline | Business account for freelancers and small business owners. | The global financial platform for modern business. |
| Headquarters | Helsinki, Finland | Melbourne, Australia |
| Founded | 2011 | 2015 |
| Regions | EU | Global, APAC, EU, UK, US |
| Card type | Mastercard debit | Visa charge / debit (market dependent) |
| Pricing | From €9/mo Lite to €29/mo Pro. | Free base account; cards free; FX from 0.4%. |
| Rewards | — | Cashback on eligible spend (market dependent). |
| Best for | Freelancers, Micro-businesses | Cross-border businesses, Marketplaces, Global SaaS |
| Integrations | Xero, Holvi Books | Xero, NetSuite, QuickBooks |
Holvi: pros & cons
- Built for solopreneurs
- Limited country footprint
Airwallex: pros & cons
- Best-in-class FX
- True global coverage
- Powerful APIs
- Onboarding can be slow
- Spend management is lighter than dedicated tools