Comparison
Navan vs Moss
A side-by-side look at Navan and Moss — pricing, regions, integrations, pros and cons. Use The AI Recommends if you'd rather have an AI pick for you.
Navan
Travel and expense, reimagined.
Navan (formerly TripActions) combines a corporate travel platform with Navan Expense and Navan Liquid corporate cards — all running on a single rewards-driven booking engine.
Moss
The smart way to manage company spend.
Moss is a German spend management platform offering credit cards, invoice management, employee reimbursements and pre-accounting — focused on DACH and broader European SMBs.
Side-by-side
| Spec | Navan | Moss |
|---|---|---|
| Tagline | Travel and expense, reimagined. | The smart way to manage company spend. |
| Headquarters | Palo Alto, USA | Berlin, Germany |
| Founded | 2015 | 2019 |
| Regions | US, EU, UK, Global | EU, UK |
| Card type | Charge card | Visa credit |
| Pricing | Travel free for many SMBs; Expense + cards priced per user. | Custom pricing; Starter tier from €0 for small teams. |
| Rewards | Travel rewards via Navan Rewards. | Cashback on annual plans. |
| Best for | Companies with heavy travel, Mid-market, Global teams | DACH SMBs, Mid-market, Companies on Datev |
| Integrations | NetSuite, QuickBooks, Sage Intacct, Workday, SAP | Datev, Xero, Sage, QuickBooks |
Navan: pros & cons
- Best-in-class travel product
- True global card issuance
- Strong rewards
- Expense module is younger than travel
- Pricing varies by deal
Moss: pros & cons
- True credit product in EU
- Strong Datev integration
- Fast underwriting
- Smaller geographic reach than Pleo
- Credit only in select markets