Comparison
Navan vs Payhawk
A side-by-side look at Navan and Payhawk — pricing, regions, integrations, pros and cons. Use The AI Recommends if you'd rather have an AI pick for you.
Navan
Travel and expense, reimagined.
Navan (formerly TripActions) combines a corporate travel platform with Navan Expense and Navan Liquid corporate cards — all running on a single rewards-driven booking engine.
Payhawk
The all-in-one spend management solution for global companies.
Payhawk combines corporate cards, expense management, accounts payable and procurement on one platform — with deep ERP integrations for mid-market and enterprise finance teams.
Side-by-side
| Spec | Navan | Payhawk |
|---|---|---|
| Tagline | Travel and expense, reimagined. | The all-in-one spend management solution for global companies. |
| Headquarters | Palo Alto, USA | London, UK |
| Founded | 2015 | 2018 |
| Regions | US, EU, UK, Global | EU, UK, US |
| Card type | Charge card | Visa charge card |
| Pricing | Travel free for many SMBs; Expense + cards priced per user. | Custom pricing based on users and modules. |
| Rewards | Travel rewards via Navan Rewards. | Up to 1.5% cashback on USD cards. |
| Best for | Companies with heavy travel, Mid-market, Global teams | Mid-market, Multi-entity groups, Companies on NetSuite or Microsoft Dynamics |
| Integrations | NetSuite, QuickBooks, Sage Intacct, Workday, SAP | NetSuite, Microsoft Dynamics 365, Sage Intacct, Xero, QuickBooks, SAP |
Navan: pros & cons
- Best-in-class travel product
- True global card issuance
- Strong rewards
- Expense module is younger than travel
- Pricing varies by deal
Payhawk: pros & cons
- Deepest ERP integrations in EU
- Strong mid-market fit
- Multi-entity native
- Heavier than Pleo for small teams
- Opaque pricing