Comparison
Payhawk vs Brex
A side-by-side look at Payhawk and Brex — pricing, regions, integrations, pros and cons. Use the recommender if you'd rather have an AI pick for you.
Payhawk
The all-in-one spend management solution for global companies.
Payhawk combines corporate cards, expense management, accounts payable and procurement on one platform — with deep ERP integrations for mid-market and enterprise finance teams.
Brex
The corporate card built for startups and scale-ups.
Brex pairs a charge card with bill pay, travel and global expense tools — designed for venture-backed companies that need fast underwriting based on cash balance, not credit history.
Side-by-side
| Spec | Payhawk | Brex |
|---|---|---|
| Tagline | The all-in-one spend management solution for global companies. | The corporate card built for startups and scale-ups. |
| Headquarters | London, UK | San Francisco, USA |
| Founded | 2018 | 2017 |
| Regions | EU, UK, US | US |
| Card type | Visa charge card | Charge card |
| Pricing | Custom pricing based on users and modules. | Free base plan; Brex Premium $12/user/mo; Enterprise custom. |
| Rewards | Up to 1.5% cashback on USD cards. | Up to 7x points on rideshare, 4x on travel, 3x on dining. |
| Best for | Mid-market, Multi-entity groups, Companies on NetSuite or Microsoft Dynamics | VC-backed startups, Tech companies, Scale-ups |
| Integrations | NetSuite, Microsoft Dynamics 365, Sage Intacct, Xero, QuickBooks, SAP | NetSuite, QuickBooks, Xero, Sage Intacct |
Payhawk: pros & cons
- Deepest ERP integrations in EU
- Strong mid-market fit
- Multi-entity native
- Heavier than Pleo for small teams
- Opaque pricing
Brex: pros & cons
- Strong limits for startups with runway
- Excellent NetSuite integration
- Great UX
- US-only issuance
- Pulled SMB segment in 2022
- Premium tier is paid