Comparison
Payhawk vs Pleo
A side-by-side look at Payhawk and Pleo — pricing, regions, integrations, pros and cons. Use the recommender if you'd rather have an AI pick for you.
Payhawk
The all-in-one spend management solution for global companies.
Payhawk combines corporate cards, expense management, accounts payable and procurement on one platform — with deep ERP integrations for mid-market and enterprise finance teams.
Pleo
Smart company cards for European teams.
Pleo is Europe's leading spend management platform, pairing physical and virtual cards with automated expense reports, invoice management and accounting integrations across 30+ EU/UK markets.
Side-by-side
| Spec | Payhawk | Pleo |
|---|---|---|
| Tagline | The all-in-one spend management solution for global companies. | Smart company cards for European teams. |
| Headquarters | London, UK | Copenhagen, Denmark |
| Founded | 2018 | 2015 |
| Regions | EU, UK, US | EU, UK |
| Card type | Visa charge card | Prepaid + credit (market dependent) |
| Pricing | Custom pricing based on users and modules. | Starter free up to 3 users; Essential €45/mo; Advanced €89/mo; Beyond custom. |
| Rewards | Up to 1.5% cashback on USD cards. | 1% cashback on Advanced+ in select markets. |
| Best for | Mid-market, Multi-entity groups, Companies on NetSuite or Microsoft Dynamics | European SMBs, Distributed teams, Companies using Xero/QuickBooks EU |
| Integrations | NetSuite, Microsoft Dynamics 365, Sage Intacct, Xero, QuickBooks, SAP | Xero, QuickBooks, Sage, Datev, Economic, Visma |
Payhawk: pros & cons
- Deepest ERP integrations in EU
- Strong mid-market fit
- Multi-entity native
- Heavier than Pleo for small teams
- Opaque pricing
Pleo: pros & cons
- Strong European footprint
- Best-in-class UX
- Local accounting integrations
- Per-user pricing adds up
- Limited US presence