Comparison
Pleo vs Airwallex
A side-by-side look at Pleo and Airwallex — pricing, regions, integrations, pros and cons. Use The AI Recommends if you'd rather have an AI pick for you.
Pleo
Smart company cards for European teams.
Pleo is Europe's leading spend management platform, pairing physical and virtual cards with automated expense reports, invoice management and accounting integrations across 30+ EU/UK markets.
Airwallex
The global financial platform for modern business.
Airwallex provides multi-currency accounts, global cards, FX, bill pay and embedded finance — letting companies operate like locals in 60+ countries.
Side-by-side
| Spec | Pleo | Airwallex |
|---|---|---|
| Tagline | Smart company cards for European teams. | The global financial platform for modern business. |
| Headquarters | Copenhagen, Denmark | Melbourne, Australia |
| Founded | 2015 | 2015 |
| Regions | EU, UK | Global, APAC, EU, UK, US |
| Card type | Prepaid + credit (market dependent) | Visa charge / debit (market dependent) |
| Pricing | Starter free up to 3 users; Essential €45/mo; Advanced €89/mo; Beyond custom. | Free base account; cards free; FX from 0.4%. |
| Rewards | 1% cashback on Advanced+ in select markets. | Cashback on eligible spend (market dependent). |
| Best for | European SMBs, Distributed teams, Companies using Xero/QuickBooks EU | Cross-border businesses, Marketplaces, Global SaaS |
| Integrations | Xero, QuickBooks, Sage, Datev, Economic, Visma | Xero, NetSuite, QuickBooks |
Pleo: pros & cons
- Strong European footprint
- Best-in-class UX
- Local accounting integrations
- Per-user pricing adds up
- Limited US presence
Airwallex: pros & cons
- Best-in-class FX
- True global coverage
- Powerful APIs
- Onboarding can be slow
- Spend management is lighter than dedicated tools