Comparison
Pleo vs Navan
A side-by-side look at Pleo and Navan — pricing, regions, integrations, pros and cons. Use the recommender if you'd rather have an AI pick for you.
Pleo
Smart company cards for European teams.
Pleo is Europe's leading spend management platform, pairing physical and virtual cards with automated expense reports, invoice management and accounting integrations across 30+ EU/UK markets.
Navan
Travel and expense, reimagined.
Navan (formerly TripActions) combines a corporate travel platform with Navan Expense and Navan Liquid corporate cards — all running on a single rewards-driven booking engine.
Side-by-side
| Spec | Pleo | Navan |
|---|---|---|
| Tagline | Smart company cards for European teams. | Travel and expense, reimagined. |
| Headquarters | Copenhagen, Denmark | Palo Alto, USA |
| Founded | 2015 | 2015 |
| Regions | EU, UK | US, EU, UK, Global |
| Card type | Prepaid + credit (market dependent) | Charge card |
| Pricing | Starter free up to 3 users; Essential €45/mo; Advanced €89/mo; Beyond custom. | Travel free for many SMBs; Expense + cards priced per user. |
| Rewards | 1% cashback on Advanced+ in select markets. | Travel rewards via Navan Rewards. |
| Best for | European SMBs, Distributed teams, Companies using Xero/QuickBooks EU | Companies with heavy travel, Mid-market, Global teams |
| Integrations | Xero, QuickBooks, Sage, Datev, Economic, Visma | NetSuite, QuickBooks, Sage Intacct, Workday, SAP |
Pleo: pros & cons
- Strong European footprint
- Best-in-class UX
- Local accounting integrations
- Per-user pricing adds up
- Limited US presence
Navan: pros & cons
- Best-in-class travel product
- True global card issuance
- Strong rewards
- Expense module is younger than travel
- Pricing varies by deal