Comparison
Pliant vs Brex
A side-by-side look at Pliant and Brex — pricing, regions, integrations, pros and cons. Use the recommender if you'd rather have an AI pick for you.
Pliant
The corporate credit card for every business.
Pliant offers white-label and direct corporate credit cards across Europe, with API-first issuance and Visa credit.
Brex
The corporate card built for startups and scale-ups.
Brex pairs a charge card with bill pay, travel and global expense tools — designed for venture-backed companies that need fast underwriting based on cash balance, not credit history.
Side-by-side
| Spec | Pliant | Brex |
|---|---|---|
| Tagline | The corporate credit card for every business. | The corporate card built for startups and scale-ups. |
| Headquarters | Berlin, Germany | San Francisco, USA |
| Founded | 2020 | 2017 |
| Regions | EU, UK | US |
| Card type | Visa credit | Charge card |
| Pricing | From €9/user/mo. | Free base plan; Brex Premium $12/user/mo; Enterprise custom. |
| Rewards | Up to 1% cashback. | Up to 7x points on rideshare, 4x on travel, 3x on dining. |
| Best for | European SMBs, Embedded finance partners | VC-backed startups, Tech companies, Scale-ups |
| Integrations | Datev, Xero, Lexoffice, Candis | NetSuite, QuickBooks, Xero, Sage Intacct |
Pliant: pros & cons
- API-first
- Real credit product
- Smaller brand
Brex: pros & cons
- Strong limits for startups with runway
- Excellent NetSuite integration
- Great UX
- US-only issuance
- Pulled SMB segment in 2022
- Premium tier is paid