Comparison
Pliant vs Pleo
A side-by-side look at Pliant and Pleo — pricing, regions, integrations, pros and cons. Use the recommender if you'd rather have an AI pick for you.
Pliant
The corporate credit card for every business.
Pliant offers white-label and direct corporate credit cards across Europe, with API-first issuance and Visa credit.
Pleo
Smart company cards for European teams.
Pleo is Europe's leading spend management platform, pairing physical and virtual cards with automated expense reports, invoice management and accounting integrations across 30+ EU/UK markets.
Side-by-side
| Spec | Pliant | Pleo |
|---|---|---|
| Tagline | The corporate credit card for every business. | Smart company cards for European teams. |
| Headquarters | Berlin, Germany | Copenhagen, Denmark |
| Founded | 2020 | 2015 |
| Regions | EU, UK | EU, UK |
| Card type | Visa credit | Prepaid + credit (market dependent) |
| Pricing | From €9/user/mo. | Starter free up to 3 users; Essential €45/mo; Advanced €89/mo; Beyond custom. |
| Rewards | Up to 1% cashback. | 1% cashback on Advanced+ in select markets. |
| Best for | European SMBs, Embedded finance partners | European SMBs, Distributed teams, Companies using Xero/QuickBooks EU |
| Integrations | Datev, Xero, Lexoffice, Candis | Xero, QuickBooks, Sage, Datev, Economic, Visma |
Pliant: pros & cons
- API-first
- Real credit product
- Smaller brand
Pleo: pros & cons
- Strong European footprint
- Best-in-class UX
- Local accounting integrations
- Per-user pricing adds up
- Limited US presence