Comparison
SAP Concur vs Brex
A side-by-side look at SAP Concur and Brex — pricing, regions, integrations, pros and cons. Use The AI Recommends if you'd rather have an AI pick for you.
SAP Concur
Enterprise travel, expense and invoice management.
SAP Concur is the most widely deployed enterprise travel & expense platform, with deep ERP and HR integrations.
Brex
The corporate card built for startups and scale-ups.
Brex pairs a charge card with bill pay, travel and global expense tools — designed for venture-backed companies that need fast underwriting based on cash balance, not credit history.
Side-by-side
| Spec | SAP Concur | Brex |
|---|---|---|
| Tagline | Enterprise travel, expense and invoice management. | The corporate card built for startups and scale-ups. |
| Headquarters | Bellevue, USA | San Francisco, USA |
| Founded | 1993 | 2017 |
| Regions | Global | US |
| Card type | Via SAP Concur Pay / partners | Charge card |
| Pricing | Enterprise pricing. | Free base plan; Brex Premium $12/user/mo; Enterprise custom. |
| Rewards | — | Up to 7x points on rideshare, 4x on travel, 3x on dining. |
| Best for | Enterprise, Global multinationals | VC-backed startups, Tech companies, Scale-ups |
| Integrations | SAP, Oracle, Workday, NetSuite | NetSuite, QuickBooks, Xero, Sage Intacct |
SAP Concur: pros & cons
- Most enterprise-ready
- Legacy UX
- Heavy implementation
Brex: pros & cons
- Strong limits for startups with runway
- Excellent NetSuite integration
- Great UX
- US-only issuance
- Pulled SMB segment in 2022
- Premium tier is paid