Comparison
SAP Concur vs Pleo
A side-by-side look at SAP Concur and Pleo — pricing, regions, integrations, pros and cons. Use the recommender if you'd rather have an AI pick for you.
SAP Concur
Enterprise travel, expense and invoice management.
SAP Concur is the most widely deployed enterprise travel & expense platform, with deep ERP and HR integrations.
Pleo
Smart company cards for European teams.
Pleo is Europe's leading spend management platform, pairing physical and virtual cards with automated expense reports, invoice management and accounting integrations across 30+ EU/UK markets.
Side-by-side
| Spec | SAP Concur | Pleo |
|---|---|---|
| Tagline | Enterprise travel, expense and invoice management. | Smart company cards for European teams. |
| Headquarters | Bellevue, USA | Copenhagen, Denmark |
| Founded | 1993 | 2015 |
| Regions | Global | EU, UK |
| Card type | Via SAP Concur Pay / partners | Prepaid + credit (market dependent) |
| Pricing | Enterprise pricing. | Starter free up to 3 users; Essential €45/mo; Advanced €89/mo; Beyond custom. |
| Rewards | — | 1% cashback on Advanced+ in select markets. |
| Best for | Enterprise, Global multinationals | European SMBs, Distributed teams, Companies using Xero/QuickBooks EU |
| Integrations | SAP, Oracle, Workday, NetSuite | Xero, QuickBooks, Sage, Datev, Economic, Visma |
SAP Concur: pros & cons
- Most enterprise-ready
- Legacy UX
- Heavy implementation
Pleo: pros & cons
- Strong European footprint
- Best-in-class UX
- Local accounting integrations
- Per-user pricing adds up
- Limited US presence