Comparison
Soldo vs Spendesk
A side-by-side look at Soldo and Spendesk — pricing, regions, integrations, pros and cons. Use the recommender if you'd rather have an AI pick for you.
Soldo
Prepaid company cards with built-in expense management.
Soldo provides Mastercard prepaid corporate cards and expense management across the UK and EU, with strong multi-entity support.
Spendesk
The 7-in-1 spend management platform for finance teams.
Spendesk unifies corporate cards, invoice payments, expense claims, approval workflows, budgets and pre-accounting — purpose-built for European mid-market finance teams.
Side-by-side
| Spec | Soldo | Spendesk |
|---|---|---|
| Tagline | Prepaid company cards with built-in expense management. | The 7-in-1 spend management platform for finance teams. |
| Headquarters | London, UK | Paris, France |
| Founded | 2015 | 2016 |
| Regions | UK, EU | EU, UK |
| Card type | Mastercard prepaid | Prepaid + credit (FR market) |
| Pricing | From £7/user/mo. | Custom pricing based on users and modules. |
| Rewards | — | — |
| Best for | UK/EU SMBs, Multi-entity groups | Mid-market, Multi-entity European groups, Finance teams that need approval workflows |
| Integrations | Xero, QuickBooks, NetSuite, Sage | Datev, Netsuite, Xero, QuickBooks, Sage, Cegid |
Soldo: pros & cons
- Strong UK presence
- Multi-entity native
- Prepaid model
Spendesk: pros & cons
- Workflow depth
- European compliance built-in
- Banking license (Spendesk Financial Services)
- Opaque pricing
- Heavier than Pleo for small teams