Comparison
Spendesk vs Brex
A side-by-side look at Spendesk and Brex — pricing, regions, integrations, pros and cons. Use the recommender if you'd rather have an AI pick for you.
Spendesk
The 7-in-1 spend management platform for finance teams.
Spendesk unifies corporate cards, invoice payments, expense claims, approval workflows, budgets and pre-accounting — purpose-built for European mid-market finance teams.
Brex
The corporate card built for startups and scale-ups.
Brex pairs a charge card with bill pay, travel and global expense tools — designed for venture-backed companies that need fast underwriting based on cash balance, not credit history.
Side-by-side
| Spec | Spendesk | Brex |
|---|---|---|
| Tagline | The 7-in-1 spend management platform for finance teams. | The corporate card built for startups and scale-ups. |
| Headquarters | Paris, France | San Francisco, USA |
| Founded | 2016 | 2017 |
| Regions | EU, UK | US |
| Card type | Prepaid + credit (FR market) | Charge card |
| Pricing | Custom pricing based on users and modules. | Free base plan; Brex Premium $12/user/mo; Enterprise custom. |
| Rewards | — | Up to 7x points on rideshare, 4x on travel, 3x on dining. |
| Best for | Mid-market, Multi-entity European groups, Finance teams that need approval workflows | VC-backed startups, Tech companies, Scale-ups |
| Integrations | Datev, Netsuite, Xero, QuickBooks, Sage, Cegid | NetSuite, QuickBooks, Xero, Sage Intacct |
Spendesk: pros & cons
- Workflow depth
- European compliance built-in
- Banking license (Spendesk Financial Services)
- Opaque pricing
- Heavier than Pleo for small teams
Brex: pros & cons
- Strong limits for startups with runway
- Excellent NetSuite integration
- Great UX
- US-only issuance
- Pulled SMB segment in 2022
- Premium tier is paid