Comparison
Vivid Business vs Brex
A side-by-side look at Vivid Business and Brex — pricing, regions, integrations, pros and cons. Use the recommender if you'd rather have an AI pick for you.
Vivid Business
The financial super-app for European businesses.
Vivid Business is a European business banking app combining accounts, cards, sub-accounts and investing for SMBs.
Brex
The corporate card built for startups and scale-ups.
Brex pairs a charge card with bill pay, travel and global expense tools — designed for venture-backed companies that need fast underwriting based on cash balance, not credit history.
Side-by-side
| Spec | Vivid Business | Brex |
|---|---|---|
| Tagline | The financial super-app for European businesses. | The corporate card built for startups and scale-ups. |
| Headquarters | Berlin, Germany | San Francisco, USA |
| Founded | 2020 | 2017 |
| Regions | EU | US |
| Card type | Visa debit | Charge card |
| Pricing | From €0 Standard to €100/mo Enterprise. | Free base plan; Brex Premium $12/user/mo; Enterprise custom. |
| Rewards | Cashback on premium plans. | Up to 7x points on rideshare, 4x on travel, 3x on dining. |
| Best for | European SMBs, Freelancers | VC-backed startups, Tech companies, Scale-ups |
| Integrations | Datev, Xero | NetSuite, QuickBooks, Xero, Sage Intacct |
Vivid Business: pros & cons
- Flexible sub-accounts
- No credit
Brex: pros & cons
- Strong limits for startups with runway
- Excellent NetSuite integration
- Great UX
- US-only issuance
- Pulled SMB segment in 2022
- Premium tier is paid