Comparison
Vivid Business vs Pleo
A side-by-side look at Vivid Business and Pleo — pricing, regions, integrations, pros and cons. Use the recommender if you'd rather have an AI pick for you.
Vivid Business
The financial super-app for European businesses.
Vivid Business is a European business banking app combining accounts, cards, sub-accounts and investing for SMBs.
Pleo
Smart company cards for European teams.
Pleo is Europe's leading spend management platform, pairing physical and virtual cards with automated expense reports, invoice management and accounting integrations across 30+ EU/UK markets.
Side-by-side
| Spec | Vivid Business | Pleo |
|---|---|---|
| Tagline | The financial super-app for European businesses. | Smart company cards for European teams. |
| Headquarters | Berlin, Germany | Copenhagen, Denmark |
| Founded | 2020 | 2015 |
| Regions | EU | EU, UK |
| Card type | Visa debit | Prepaid + credit (market dependent) |
| Pricing | From €0 Standard to €100/mo Enterprise. | Starter free up to 3 users; Essential €45/mo; Advanced €89/mo; Beyond custom. |
| Rewards | Cashback on premium plans. | 1% cashback on Advanced+ in select markets. |
| Best for | European SMBs, Freelancers | European SMBs, Distributed teams, Companies using Xero/QuickBooks EU |
| Integrations | Datev, Xero | Xero, QuickBooks, Sage, Datev, Economic, Visma |
Vivid Business: pros & cons
- Flexible sub-accounts
- No credit
Pleo: pros & cons
- Strong European footprint
- Best-in-class UX
- Local accounting integrations
- Per-user pricing adds up
- Limited US presence