Comparison
Yokoy vs Pleo
A side-by-side look at Yokoy and Pleo — pricing, regions, integrations, pros and cons. Use the recommender if you'd rather have an AI pick for you.
Yokoy
The AI-driven spend management suite for enterprises.
Yokoy is a Swiss spend management platform with AI-driven expense, invoice and corporate card workflows — acquired by TravelPerk in 2024.
Pleo
Smart company cards for European teams.
Pleo is Europe's leading spend management platform, pairing physical and virtual cards with automated expense reports, invoice management and accounting integrations across 30+ EU/UK markets.
Side-by-side
| Spec | Yokoy | Pleo |
|---|---|---|
| Tagline | The AI-driven spend management suite for enterprises. | Smart company cards for European teams. |
| Headquarters | Zurich, Switzerland | Copenhagen, Denmark |
| Founded | 2019 | 2015 |
| Regions | EU, UK, Global | EU, UK |
| Card type | Visa | Prepaid + credit (market dependent) |
| Pricing | Custom pricing. | Starter free up to 3 users; Essential €45/mo; Advanced €89/mo; Beyond custom. |
| Rewards | Cashback on eligible spend. | 1% cashback on Advanced+ in select markets. |
| Best for | Mid-market, Enterprise | European SMBs, Distributed teams, Companies using Xero/QuickBooks EU |
| Integrations | SAP, Oracle, NetSuite, Microsoft Dynamics | Xero, QuickBooks, Sage, Datev, Economic, Visma |
Yokoy: pros & cons
- Enterprise-grade AI
- Heavier than SMB tools
Pleo: pros & cons
- Strong European footprint
- Best-in-class UX
- Local accounting integrations
- Per-user pricing adds up
- Limited US presence