Comparison
Yokoy vs Spendesk
A side-by-side look at Yokoy and Spendesk — pricing, regions, integrations, pros and cons. Use the recommender if you'd rather have an AI pick for you.
Yokoy
The AI-driven spend management suite for enterprises.
Yokoy is a Swiss spend management platform with AI-driven expense, invoice and corporate card workflows — acquired by TravelPerk in 2024.
Spendesk
The 7-in-1 spend management platform for finance teams.
Spendesk unifies corporate cards, invoice payments, expense claims, approval workflows, budgets and pre-accounting — purpose-built for European mid-market finance teams.
Side-by-side
| Spec | Yokoy | Spendesk |
|---|---|---|
| Tagline | The AI-driven spend management suite for enterprises. | The 7-in-1 spend management platform for finance teams. |
| Headquarters | Zurich, Switzerland | Paris, France |
| Founded | 2019 | 2016 |
| Regions | EU, UK, Global | EU, UK |
| Card type | Visa | Prepaid + credit (FR market) |
| Pricing | Custom pricing. | Custom pricing based on users and modules. |
| Rewards | Cashback on eligible spend. | — |
| Best for | Mid-market, Enterprise | Mid-market, Multi-entity European groups, Finance teams that need approval workflows |
| Integrations | SAP, Oracle, NetSuite, Microsoft Dynamics | Datev, Netsuite, Xero, QuickBooks, Sage, Cegid |
Yokoy: pros & cons
- Enterprise-grade AI
- Heavier than SMB tools
Spendesk: pros & cons
- Workflow depth
- European compliance built-in
- Banking license (Spendesk Financial Services)
- Opaque pricing
- Heavier than Pleo for small teams