Comparison
ANNA Money vs Qonto
A side-by-side look at ANNA Money and Qonto — pricing, regions, integrations, pros and cons. Use the recommender if you'd rather have an AI pick for you.
ANNA Money
Business account and tax app for small businesses.
ANNA is a UK business account with invoicing, tax calculation and bookkeeping for sole traders and small companies.
Qonto
The finance solution that simplifies everything but accounting.
Qonto is a European business neobank used by 500k+ businesses across France, Germany, Italy, Spain, Belgium, Netherlands, Austria and Portugal — offering accounts, cards, invoicing and accounting.
Side-by-side
| Spec | ANNA Money | Qonto |
|---|---|---|
| Tagline | Business account and tax app for small businesses. | The finance solution that simplifies everything but accounting. |
| Headquarters | London, UK | Paris, France |
| Founded | 2017 | 2016 |
| Regions | UK | EU |
| Card type | Mastercard debit | Mastercard debit (One, Plus, X, Metal) |
| Pricing | Free Pay As You Go; Business £19.90/mo; Plus £49.90. | From €9/mo Basic up to €249/mo Enterprise. |
| Rewards | Cashback on premium plans. | Cashback on premium card tiers. |
| Best for | UK sole traders, Micro-businesses | European SMBs, Freelancers, Startups |
| Integrations | Xero, QuickBooks | Datev, Sage, Cegid, Pennylane, QuickBooks, Xero |
ANNA Money: pros & cons
- Tax-first product
- UK-only
- No credit
Qonto: pros & cons
- Fastest-growing EU neobank
- Strong local accounting integrations
- Pan-European reach
- No credit product
- EU-only