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Qonto

The finance solution that simplifies everything but accounting.

Qonto is a European business neobank used by 500k+ businesses across France, Germany, Italy, Spain, Belgium, Netherlands, Austria and Portugal — offering accounts, cards, invoicing and accounting.

Headquarters

Paris, France

Founded

2016

Regions

EU

Card type

Mastercard debit (One, Plus, X, Metal)

Pricing

From €9/mo Basic up to €249/mo Enterprise.

Rewards: Cashback on premium card tiers.

Key features

  • Full European IBAN
  • Invoicing built-in
  • Receipt collection
  • Multi-user permissions

Best for

European SMBsFreelancersStartups

Integrations

DatevSageCegidPennylaneQuickBooksXero

Pros

  • Fastest-growing EU neobank
  • Strong local accounting integrations
  • Pan-European reach

Cons

  • No credit product
  • EU-only

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