Comparison
Chase Ink Business vs Ramp
A side-by-side look at Chase Ink Business and Ramp — pricing, regions, integrations, pros and cons. Use the recommender if you'd rather have an AI pick for you.
Chase Ink Business
Business credit cards from Chase.
Chase Ink Business cards include the Preferred, Cash, Unlimited and Premier — known for Ultimate Rewards points.
Ramp
Corporate cards + spend management that saves you money.
Ramp is a finance automation platform that combines corporate cards, bill pay, expense management, accounting automation and procurement — with AI that actively surfaces savings.
Side-by-side
| Spec | Chase Ink Business | Ramp |
|---|---|---|
| Tagline | Business credit cards from Chase. | Corporate cards + spend management that saves you money. |
| Headquarters | New York, USA | New York, USA |
| Founded | 1799 | 2019 |
| Regions | US | US |
| Card type | Visa credit | Charge card |
| Pricing | $0 - $195/yr. | Free core platform; Ramp Plus $15/user/mo; Enterprise custom. |
| Rewards | Up to 5x on select categories; Ultimate Rewards transferable. | 1.5% cashback on all purchases. |
| Best for | US small businesses, Travel-heavy SMBs | SMBs, Mid-market, Finance teams obsessed with control |
| Integrations | QuickBooks, Xero | NetSuite, QuickBooks, Xero, Sage Intacct, Microsoft Dynamics |
Chase Ink Business: pros & cons
- Best transferable points
- Strict underwriting
Ramp: pros & cons
- Fastest-growing fintech in the US
- Generous free tier
- Aggressive product velocity
- US-only issuance
- Limited international rails