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Ramp

Corporate cards + spend management that saves you money.

Ramp is a finance automation platform that combines corporate cards, bill pay, expense management, accounting automation and procurement — with AI that actively surfaces savings.

Headquarters

New York, USA

Founded

2019

Regions

US

Card type

Charge card

Pricing

Free core platform; Ramp Plus $15/user/mo; Enterprise custom.

Rewards: 1.5% cashback on all purchases.

Key features

  • 1.5% cashback
  • Bill pay included free
  • Best-in-class accounting automation
  • Vendor management
  • AI savings insights

Best for

SMBsMid-marketFinance teams obsessed with control

Integrations

NetSuiteQuickBooksXeroSage IntacctMicrosoft Dynamics

Pros

  • Fastest-growing fintech in the US
  • Generous free tier
  • Aggressive product velocity

Cons

  • US-only issuance
  • Limited international rails

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