Comparison
Coupa vs Ramp
A side-by-side look at Coupa and Ramp — pricing, regions, integrations, pros and cons. Use the recommender if you'd rather have an AI pick for you.
Coupa
Business spend management (BSM) for the enterprise.
Coupa is the leading enterprise BSM platform covering procurement, invoicing, expenses, payments and treasury.
Ramp
Corporate cards + spend management that saves you money.
Ramp is a finance automation platform that combines corporate cards, bill pay, expense management, accounting automation and procurement — with AI that actively surfaces savings.
Side-by-side
| Spec | Coupa | Ramp |
|---|---|---|
| Tagline | Business spend management (BSM) for the enterprise. | Corporate cards + spend management that saves you money. |
| Headquarters | San Mateo, USA | New York, USA |
| Founded | 2006 | 2019 |
| Regions | Global | US |
| Card type | Card via partners | Charge card |
| Pricing | Enterprise pricing. | Free core platform; Ramp Plus $15/user/mo; Enterprise custom. |
| Rewards | — | 1.5% cashback on all purchases. |
| Best for | Enterprise, Public companies | SMBs, Mid-market, Finance teams obsessed with control |
| Integrations | SAP, Oracle, NetSuite, Workday | NetSuite, QuickBooks, Xero, Sage Intacct, Microsoft Dynamics |
Coupa: pros & cons
- Enterprise gold standard
- Expensive
- Long implementation
Ramp: pros & cons
- Fastest-growing fintech in the US
- Generous free tier
- Aggressive product velocity
- US-only issuance
- Limited international rails