Comparison
Float vs Ramp
A side-by-side look at Float and Ramp — pricing, regions, integrations, pros and cons. Use the recommender if you'd rather have an AI pick for you.
Float
The corporate card built for Canadian businesses.
Float is Canada's leading corporate card and spend management platform, offering CAD and USD cards, bill pay and expense automation.
Ramp
Corporate cards + spend management that saves you money.
Ramp is a finance automation platform that combines corporate cards, bill pay, expense management, accounting automation and procurement — with AI that actively surfaces savings.
Side-by-side
| Spec | Float | Ramp |
|---|---|---|
| Tagline | The corporate card built for Canadian businesses. | Corporate cards + spend management that saves you money. |
| Headquarters | Toronto, Canada | New York, USA |
| Founded | 2019 | 2019 |
| Regions | Canada | US |
| Card type | Charge card | Charge card |
| Pricing | Free Essentials; Professional CA$10/user/mo. | Free core platform; Ramp Plus $15/user/mo; Enterprise custom. |
| Rewards | 1% cashback on USD spend. | 1.5% cashback on all purchases. |
| Best for | Canadian SMBs, Mid-market | SMBs, Mid-market, Finance teams obsessed with control |
| Integrations | QuickBooks, Xero, NetSuite, Sage | NetSuite, QuickBooks, Xero, Sage Intacct, Microsoft Dynamics |
Float: pros & cons
- Best-in-class for Canada
- Strong local support
- Canada-only
Ramp: pros & cons
- Fastest-growing fintech in the US
- Generous free tier
- Aggressive product velocity
- US-only issuance
- Limited international rails