Comparison
Found vs Qonto
A side-by-side look at Found and Qonto — pricing, regions, integrations, pros and cons. Use the recommender if you'd rather have an AI pick for you.
Found
Business banking for the self-employed.
Found is a US business banking platform for freelancers and self-employed, with built-in tax tools.
Qonto
The finance solution that simplifies everything but accounting.
Qonto is a European business neobank used by 500k+ businesses across France, Germany, Italy, Spain, Belgium, Netherlands, Austria and Portugal — offering accounts, cards, invoicing and accounting.
Side-by-side
| Spec | Found | Qonto |
|---|---|---|
| Tagline | Business banking for the self-employed. | The finance solution that simplifies everything but accounting. |
| Headquarters | San Francisco, USA | Paris, France |
| Founded | 2019 | 2016 |
| Regions | US | EU |
| Card type | Mastercard debit | Mastercard debit (One, Plus, X, Metal) |
| Pricing | Free Standard; Plus $19.99/mo. | From €9/mo Basic up to €249/mo Enterprise. |
| Rewards | — | Cashback on premium card tiers. |
| Best for | US freelancers, 1099 contractors | European SMBs, Freelancers, Startups |
| Integrations | QuickBooks | Datev, Sage, Cegid, Pennylane, QuickBooks, Xero |
Found: pros & cons
- Built for self-employed
- No credit
Qonto: pros & cons
- Fastest-growing EU neobank
- Strong local accounting integrations
- Pan-European reach
- No credit product
- EU-only