Comparison
Mooncard vs Ramp
A side-by-side look at Mooncard and Ramp — pricing, regions, integrations, pros and cons. Use the recommender if you'd rather have an AI pick for you.
Mooncard
The smart corporate card for French businesses.
Mooncard offers French corporate cards with automatic expense reports and URSSAF-compliant accounting.
Ramp
Corporate cards + spend management that saves you money.
Ramp is a finance automation platform that combines corporate cards, bill pay, expense management, accounting automation and procurement — with AI that actively surfaces savings.
Side-by-side
| Spec | Mooncard | Ramp |
|---|---|---|
| Tagline | The smart corporate card for French businesses. | Corporate cards + spend management that saves you money. |
| Headquarters | Paris, France | New York, USA |
| Founded | 2016 | 2019 |
| Regions | EU | US |
| Card type | Visa | Charge card |
| Pricing | From €5.90/user/mo. | Free core platform; Ramp Plus $15/user/mo; Enterprise custom. |
| Rewards | — | 1.5% cashback on all purchases. |
| Best for | French SMBs | SMBs, Mid-market, Finance teams obsessed with control |
| Integrations | Cegid, Sage, Pennylane, Quadratus | NetSuite, QuickBooks, Xero, Sage Intacct, Microsoft Dynamics |
Mooncard: pros & cons
- French compliance specialist
- France-only focus
Ramp: pros & cons
- Fastest-growing fintech in the US
- Generous free tier
- Aggressive product velocity
- US-only issuance
- Limited international rails