Comparison
Navan vs Ramp
A side-by-side look at Navan and Ramp — pricing, regions, integrations, pros and cons. Use the recommender if you'd rather have an AI pick for you.
Navan
Travel and expense, reimagined.
Navan (formerly TripActions) combines a corporate travel platform with Navan Expense and Navan Liquid corporate cards — all running on a single rewards-driven booking engine.
Ramp
Corporate cards + spend management that saves you money.
Ramp is a finance automation platform that combines corporate cards, bill pay, expense management, accounting automation and procurement — with AI that actively surfaces savings.
Side-by-side
| Spec | Navan | Ramp |
|---|---|---|
| Tagline | Travel and expense, reimagined. | Corporate cards + spend management that saves you money. |
| Headquarters | Palo Alto, USA | New York, USA |
| Founded | 2015 | 2019 |
| Regions | US, EU, UK, Global | US |
| Card type | Charge card | Charge card |
| Pricing | Travel free for many SMBs; Expense + cards priced per user. | Free core platform; Ramp Plus $15/user/mo; Enterprise custom. |
| Rewards | Travel rewards via Navan Rewards. | 1.5% cashback on all purchases. |
| Best for | Companies with heavy travel, Mid-market, Global teams | SMBs, Mid-market, Finance teams obsessed with control |
| Integrations | NetSuite, QuickBooks, Sage Intacct, Workday, SAP | NetSuite, QuickBooks, Xero, Sage Intacct, Microsoft Dynamics |
Navan: pros & cons
- Best-in-class travel product
- True global card issuance
- Strong rewards
- Expense module is younger than travel
- Pricing varies by deal
Ramp: pros & cons
- Fastest-growing fintech in the US
- Generous free tier
- Aggressive product velocity
- US-only issuance
- Limited international rails