Comparison
Ramp vs Bento for Business
A side-by-side look at Ramp and Bento for Business — pricing, regions, integrations, pros and cons. Use The AI Recommends if you'd rather have an AI pick for you.
Ramp
Corporate cards + spend management that saves you money.
Ramp is a finance automation platform that combines corporate cards, bill pay, expense management, accounting automation and procurement — with AI that actively surfaces savings.
Bento for Business
Smart corporate cards for small businesses.
Bento offers prepaid Mastercard corporate cards with granular spend controls for US small businesses.
Side-by-side
| Spec | Ramp | Bento for Business |
|---|---|---|
| Tagline | Corporate cards + spend management that saves you money. | Smart corporate cards for small businesses. |
| Headquarters | New York, USA | San Francisco, USA |
| Founded | 2019 | 2014 |
| Regions | US | US |
| Card type | Charge card | Mastercard prepaid |
| Pricing | Free core platform; Ramp Plus $15/user/mo; Enterprise custom. | From $29/mo for 10 cards. |
| Rewards | 1.5% cashback on all purchases. | — |
| Best for | SMBs, Mid-market, Finance teams obsessed with control | US small businesses, Field-services companies |
| Integrations | NetSuite, QuickBooks, Xero, Sage Intacct, Microsoft Dynamics | QuickBooks, Xero |
Ramp: pros & cons
- Fastest-growing fintech in the US
- Generous free tier
- Aggressive product velocity
- US-only issuance
- Limited international rails
Bento for Business: pros & cons
- Granular controls
- Affordable
- Prepaid only
- Less polish than newer entrants