Comparison
Ramp vs Float
A side-by-side look at Ramp and Float — pricing, regions, integrations, pros and cons. Use The AI Recommends if you'd rather have an AI pick for you.
Ramp
Corporate cards + spend management that saves you money.
Ramp is a finance automation platform that combines corporate cards, bill pay, expense management, accounting automation and procurement — with AI that actively surfaces savings.
Float
The corporate card built for Canadian businesses.
Float is Canada's leading corporate card and spend management platform, offering CAD and USD cards, bill pay and expense automation.
Side-by-side
| Spec | Ramp | Float |
|---|---|---|
| Tagline | Corporate cards + spend management that saves you money. | The corporate card built for Canadian businesses. |
| Headquarters | New York, USA | Toronto, Canada |
| Founded | 2019 | 2019 |
| Regions | US | Canada |
| Card type | Charge card | Charge card |
| Pricing | Free core platform; Ramp Plus $15/user/mo; Enterprise custom. | Free Essentials; Professional CA$10/user/mo. |
| Rewards | 1.5% cashback on all purchases. | 1% cashback on USD spend. |
| Best for | SMBs, Mid-market, Finance teams obsessed with control | Canadian SMBs, Mid-market |
| Integrations | NetSuite, QuickBooks, Xero, Sage Intacct, Microsoft Dynamics | QuickBooks, Xero, NetSuite, Sage |
Ramp: pros & cons
- Fastest-growing fintech in the US
- Generous free tier
- Aggressive product velocity
- US-only issuance
- Limited international rails
Float: pros & cons
- Best-in-class for Canada
- Strong local support
- Canada-only