Comparison
Ramp vs Navan
A side-by-side look at Ramp and Navan — pricing, regions, integrations, pros and cons. Use the recommender if you'd rather have an AI pick for you.
Ramp
Corporate cards + spend management that saves you money.
Ramp is a finance automation platform that combines corporate cards, bill pay, expense management, accounting automation and procurement — with AI that actively surfaces savings.
Navan
Travel and expense, reimagined.
Navan (formerly TripActions) combines a corporate travel platform with Navan Expense and Navan Liquid corporate cards — all running on a single rewards-driven booking engine.
Side-by-side
| Spec | Ramp | Navan |
|---|---|---|
| Tagline | Corporate cards + spend management that saves you money. | Travel and expense, reimagined. |
| Headquarters | New York, USA | Palo Alto, USA |
| Founded | 2019 | 2015 |
| Regions | US | US, EU, UK, Global |
| Card type | Charge card | Charge card |
| Pricing | Free core platform; Ramp Plus $15/user/mo; Enterprise custom. | Travel free for many SMBs; Expense + cards priced per user. |
| Rewards | 1.5% cashback on all purchases. | Travel rewards via Navan Rewards. |
| Best for | SMBs, Mid-market, Finance teams obsessed with control | Companies with heavy travel, Mid-market, Global teams |
| Integrations | NetSuite, QuickBooks, Xero, Sage Intacct, Microsoft Dynamics | NetSuite, QuickBooks, Sage Intacct, Workday, SAP |
Ramp: pros & cons
- Fastest-growing fintech in the US
- Generous free tier
- Aggressive product velocity
- US-only issuance
- Limited international rails
Navan: pros & cons
- Best-in-class travel product
- True global card issuance
- Strong rewards
- Expense module is younger than travel
- Pricing varies by deal