Comparison
Ramp vs Rho
A side-by-side look at Ramp and Rho — pricing, regions, integrations, pros and cons. Use The AI Recommends if you'd rather have an AI pick for you.
Ramp
Corporate cards + spend management that saves you money.
Ramp is a finance automation platform that combines corporate cards, bill pay, expense management, accounting automation and procurement — with AI that actively surfaces savings.
Rho
All-in-one finance platform for growing companies.
Rho combines banking, treasury, corporate cards, AP automation and expense management for US mid-market companies — built around free unlimited users.
Side-by-side
| Spec | Ramp | Rho |
|---|---|---|
| Tagline | Corporate cards + spend management that saves you money. | All-in-one finance platform for growing companies. |
| Headquarters | New York, USA | New York, USA |
| Founded | 2019 | 2018 |
| Regions | US | US |
| Card type | Charge card | Charge card |
| Pricing | Free core platform; Ramp Plus $15/user/mo; Enterprise custom. | Free platform; no per-user fees. |
| Rewards | 1.5% cashback on all purchases. | Up to 1.75% cashback. |
| Best for | SMBs, Mid-market, Finance teams obsessed with control | Mid-market, Finance teams wanting banking + cards in one |
| Integrations | NetSuite, QuickBooks, Xero, Sage Intacct, Microsoft Dynamics | NetSuite, QuickBooks, Sage Intacct, Xero |
Ramp: pros & cons
- Fastest-growing fintech in the US
- Generous free tier
- Aggressive product velocity
- US-only issuance
- Limited international rails
Rho: pros & cons
- No seat fees
- Banking + cards unified
- US-only
- Smaller brand than Brex/Ramp