Comparison
Soldo vs Ramp
A side-by-side look at Soldo and Ramp — pricing, regions, integrations, pros and cons. Use the recommender if you'd rather have an AI pick for you.
Soldo
Prepaid company cards with built-in expense management.
Soldo provides Mastercard prepaid corporate cards and expense management across the UK and EU, with strong multi-entity support.
Ramp
Corporate cards + spend management that saves you money.
Ramp is a finance automation platform that combines corporate cards, bill pay, expense management, accounting automation and procurement — with AI that actively surfaces savings.
Side-by-side
| Spec | Soldo | Ramp |
|---|---|---|
| Tagline | Prepaid company cards with built-in expense management. | Corporate cards + spend management that saves you money. |
| Headquarters | London, UK | New York, USA |
| Founded | 2015 | 2019 |
| Regions | UK, EU | US |
| Card type | Mastercard prepaid | Charge card |
| Pricing | From £7/user/mo. | Free core platform; Ramp Plus $15/user/mo; Enterprise custom. |
| Rewards | — | 1.5% cashback on all purchases. |
| Best for | UK/EU SMBs, Multi-entity groups | SMBs, Mid-market, Finance teams obsessed with control |
| Integrations | Xero, QuickBooks, NetSuite, Sage | NetSuite, QuickBooks, Xero, Sage Intacct, Microsoft Dynamics |
Soldo: pros & cons
- Strong UK presence
- Multi-entity native
- Prepaid model
Ramp: pros & cons
- Fastest-growing fintech in the US
- Generous free tier
- Aggressive product velocity
- US-only issuance
- Limited international rails