Comparison
Yokoy vs Ramp
A side-by-side look at Yokoy and Ramp — pricing, regions, integrations, pros and cons. Use the recommender if you'd rather have an AI pick for you.
Yokoy
The AI-driven spend management suite for enterprises.
Yokoy is a Swiss spend management platform with AI-driven expense, invoice and corporate card workflows — acquired by TravelPerk in 2024.
Ramp
Corporate cards + spend management that saves you money.
Ramp is a finance automation platform that combines corporate cards, bill pay, expense management, accounting automation and procurement — with AI that actively surfaces savings.
Side-by-side
| Spec | Yokoy | Ramp |
|---|---|---|
| Tagline | The AI-driven spend management suite for enterprises. | Corporate cards + spend management that saves you money. |
| Headquarters | Zurich, Switzerland | New York, USA |
| Founded | 2019 | 2019 |
| Regions | EU, UK, Global | US |
| Card type | Visa | Charge card |
| Pricing | Custom pricing. | Free core platform; Ramp Plus $15/user/mo; Enterprise custom. |
| Rewards | Cashback on eligible spend. | 1.5% cashback on all purchases. |
| Best for | Mid-market, Enterprise | SMBs, Mid-market, Finance teams obsessed with control |
| Integrations | SAP, Oracle, NetSuite, Microsoft Dynamics | NetSuite, QuickBooks, Xero, Sage Intacct, Microsoft Dynamics |
Yokoy: pros & cons
- Enterprise-grade AI
- Heavier than SMB tools
Ramp: pros & cons
- Fastest-growing fintech in the US
- Generous free tier
- Aggressive product velocity
- US-only issuance
- Limited international rails