Mercury
Banking built for startups.
Mercury is a tech-forward business bank for startups, offering checking, savings, treasury, debit cards and the IO charge card with up to 1.5% cashback.
Headquarters
San Francisco, USA
Founded
2017
Regions
US
Card type
Debit + IO Credit
Pricing
Banking free; Mercury IO requires $25k+ avg balance.
Rewards: 1.5% cashback on Mercury IO.
Key features
- FDIC-insured up to $5M via sweep
- Treasury yield
- API access
- Virtual cards
Best for
US-incorporated startupsVC-backed companiesRemote founders
Integrations
QuickBooksXeroNetSuite
Pros
- Best banking UX for startups
- No monthly fees
- Strong treasury product
Cons
- US incorporation required
- Not a traditional bank — partner bank model
Top Mercury alternatives
Brex
The corporate card built for startups and scale-ups.
Ramp
Corporate cards + spend management that saves you money.
Pleo
Smart company cards for European teams.
Spendesk
The 7-in-1 spend management platform for finance teams.